Before You Spend a Dollar [Complete Bundle]

Ebook + Student Workbook + Parent & Teacher Guide

A Triple Scoop title for ages 14–18 · Save · Give · Spend

The book teaches the concepts. The workbook turns them into actual decisions. The guide helps you talk about them.

The Complete Bundle is the full Before You Spend a Dollar product — designed for parents who want their teen to finish the book with a written allocation rule, real Roth IRA, and a giving plan they actually follow, and for teachers who want a one-week classroom unit they can run with confidence.

What's in the bundle

📘 The ebook (Before You Spend a Dollar)

Seven milestones from first-paycheck math to a signed personal allocation rule. Interactive HTML format with inline glossary popovers, searchable appendix, and milestone-based navigation. Reads beautifully on any device.

📗 The student workbook

Where the real work happens. Ten tabs of project artifacts, not quizzes:

• A live paycheck calculator that takes their actual numbers from a real pay stub and computes annualized take-home automatically
• A three-bucket allocator that pulls from the paycheck calculator and shows them their Save · Give · Spend split in dollars and per day
• The five-savers calculator — the bundle's flagship feature. Plug in any salary, savings rate, employer match, and time horizon, and watch the comparison table recalculate in real time. The Stacker column is gold-highlighted. Everything in today's purchasing power.
• An account-opening checklist with all six steps a teen needs to walk through, from gathering documents to taking the screenshot of their first investment purchase
• A signed-and-dated capstone allocation rule template — the artifact the whole book builds toward
• Progress tracker, sessionStorage persistence (so work survives between sessions), and full print mode for any reader who'd rather fill it out by hand

📕 The Parent & Teacher Guide

The trust document. Five sections covering everything an adult needs:

• Overview with expected outcomes and how to use the book with the teen in your life
• Answer Keys with model answers, "what to look for" notes, and sanity-check ranges for every workbook milestone — including what a strong response to the giving plan looks like across faith-based, effectiveness-driven, and mixed frameworks
• Discussion Guide with 12 conversation prompts organized into Quick Check, Going Deeper, and Across Perspectives — designed for car rides, dinner tables, and classroom circles
• Schedule with two pacing options: a 7-day individual track for parent buyers and a 5-day classroom unit for teacher buyers (one school week, ready to drop into a personal finance, economics, or life-skills curriculum)
• Staying Balanced — the section parents trust this brand for. Specific guidance on facilitating the book's giving content (religious, secular, communal frameworks) and tax content (factual mechanics vs meta-policy claims) without imposing your own view

Why the bundle and not just the book?

The book teaches the framework. The artifacts in the workbook are what make the framework stick. The seven worksheets aren't quizzes — they're real decisions the reader makes, with real numbers, that produce a real one-page allocation rule by the end.

Without the workbook, Before You Spend a Dollar is a thoughtful read. With it, it's a complete product: by the end, your teen has a written allocation rule, a real (or pending) Roth IRA, a giving plan, and a paycheck-literacy foundation that compounds for the rest of their working life.

For teachers, the guide includes a ready-to-run 5-day classroom unit with daily lesson plans, group activity suggestions, homework assignments, and discussion-question facilitation tips. Drop it into a single school week.

For parents, the 7-day individual track is paced for ~30–60 minutes a day of active work, with one milestone (opening the account) that has built-in calendar latency for ACH transfers and parent permission. The whole thing is doable in about a calendar week.

Format

All three deliverables are interactive HTML, optimized for phone, tablet, and laptop. Each is print-friendly with custom print style sheets — print the workbook to use as a paper journal, print the guide for parent-teacher meetings, print the closing reflection to re-read in five years.

License key access for one buyer. For classroom use, single-classroom license is included; multi-classroom or school-district licensing is available — email hello@littlescoop.co.